Pregunta Can I claim an education credit for higher education expenses paid for with the proceeds of a government-subsidized student loan? Respuesta Yes, higher education expenses paid with the proceeds of a government-subsidized loan may qualify for the credit. Additionally, you claim the credit in the year in which you pay the expenses, not in the year in which you repay the loan. Información adicional Publication 970, Tax Benefits for Education Education Credits: Questions and Answers Education Credits--AOTC and LLC Aplicación que ayuda a los contribuyentes a determinar elegibilidad para los Créditos de educación (incluido el AOTC) (en inglés) Form 8863, Education Credits (American Opportunity and Lifetime Learning Credits) (PDF) Categoría Childcare Credit, other credits Subcategoría Education credits