Kesyon Can I claim an education credit for higher education expenses paid for with the proceeds of a government-subsidized student loan? Repons Yes, higher education expenses paid with the proceeds of a government-subsidized loan may qualify for the credit. Additionally, you claim the credit in the year in which you pay the expenses, not in the year in which you repay the loan. Plis enfòmasyon Publication 970, Tax Benefits for Education Education Credits: Questions and Answers Education Credits--AOTC and LLC Aplikasyon K ap Ede Kontribyab yo Detèmine Kalifikasyon yo pou Kredi Edikasyon yo (Ansanm avèk AOTC a) (an anglè) Form 8863, Education Credits (American Opportunity and Lifetime Learning Credits) (PDF) Kategori Childcare Credit, other credits Sou-Kategori Education credits