These updated FAQs were released to the public in Fact Sheet 2022-27 PDF, April 13, 2022. If you didn't get the full amount of the third Economic Impact Payment, you may be eligible to claim the 2021 Recovery Rebate Credit and must file a 2021 tax return – even if you don't usually file taxes - to claim it. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund. If your income is $73,000 or less, you can file your federal tax return electronically for free through the IRS Free File Program. The fastest way to get your tax refund is to file electronically and have it direct deposited, contactless and free, into your financial account. You can have your refund direct deposited into your bank account, prepaid debit card or mobile app and will need to provide routing and account numbers. If you didn't get the full amount of the first and second Economic Impact Payment, you may be eligible to claim the 2020 Recovery Rebate Credit and must file a 2020 tax return – even if you don't usually file taxes - to claim it. DO NOT include any information regarding the first and second Economic Impact Payments or the 2020 Recovery Rebate Credit on your 2021 return. Q D1. How to Claim: How do I claim the 2021 Recovery Rebate Credit? (updated on February 8, 2022) A1. You must file a 2021 tax return to claim a Recovery Rebate Credit, even if you are otherwise not required to file a tax return. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund. File electronically and tax preparation software will help you figure your Recovery Rebate Credit. The Recovery Rebate Credit Worksheet in the 2021 Form 1040 and Form 1040-SR instructions can also help determine if you are eligible for the credit. If your income is $73,000 or less, you can file your federal tax return electronically for free through the IRS Free File Program. The fastest way to get your tax refund is to file electronically and have it direct deposited, contactless and free, into your financial account. You can have your refund direct deposited into your bank account, prepaid debit card or mobile app and will need to provide routing and account numbers. Q D2. The IRS hasn't finished processing my 2020 tax return. Can I file my 2021 tax return – even if I don't usually file taxes - to claim the 2021 Recovery Rebate Credit if I did not get my full amount of the third Economic Impact Payment? (updated on February 8, 2022) A2. Yes. If you did not receive the full amount of the third Economic Impact Payment and you are eligible for the 2021 Recovery Rebate Credit, you can file your 2021 tax return – even if you don't usually file taxes - to claim the credit even if your 2020 tax return hasn't finished processing. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund. Note: By law, the IRS cannot issue third Economic Impact Payments after December 31, 2021. Avoid processing delays that can slow your refund by filing a complete and accurate tax return. You will need the total amount of your third Economic Impact payment and any plus-up payments to claim the 2021 Recovery Rebate Credit. You can find this amount in your Online Account. You may also refer to Notice 1444-C, Your Third Economic Impact Payment, which shows the amount of the third payment. Through March 2022, we'll send Letter 6475 confirming the total amount of the third Economic Impact Payment and any plus-up payments you received in 2021. Any third Economic Impact Payments you received will reduce the amount of the Recovery Rebate Credit you claim on your tax return. File your 2021 tax return electronically and the tax preparation software will help you figure your 2021 Recovery Rebate Credit. Your Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund, and can be direct deposited into your financial account. You can use a bank account, prepaid debit card or alternative financial products for your direct deposit. You will need to provide routing and account numbers. Visit IRS.gov/filing for details about IRS Free File, Free File Fillable Forms or finding a trusted tax professional. The Recovery Rebate Credit Worksheet in the 2021 Form 1040 and Form 1040-SR instructions can also help calculate the credit. See the special instructions to Validate Your 2021 Electronically Filed Tax Return if you need help. Q D3. I'm not required to file a return for 2021, and I received my third Economic Impact Payment based on my 2021 federal benefits, but it did not include amounts for my spouse or qualifying dependents. Should I file a 2021 tax return – even if I don't usually file taxes - to get an additional amount? (added January 13, 2022) A3. Yes. If you did not receive the full amount of the third Economic Impact Payment, you must file a 2021 tax return to claim a 2021 Recovery Rebate Credit even if you are otherwise not required to file. This includes amounts for your spouse, if eligible, and qualifying dependents reported on your 2021 tax return for whom you did not receive a third payment. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund. If your income is $73,000 or less, you can file your federal tax return electronically for free through the IRS Free File Program. The fastest way to get your tax refund is to file electronically and have it direct deposited, contactless and free, into your financial account. You can have your refund direct deposited into your bank account, prepaid debit card or mobile app and will need to provide routing and account numbers. Q D4. What is the quickest way to get the 2021 Recovery Rebate Credit? (added January 13, 2022) A4. You must file a 2021 tax return – to claim a 2021 Recovery Rebate Credit, even if you are otherwise not required to file a tax return. Your 2021 Recovery Rebate Credit will reduce any tax you owe for 2021 or be included in your tax refund. The fastest and most accurate way for you is to file is electronically where the tax preparation software will help you figure your 2021 Recovery Rebate Credit. Visit IRS.gov/filing for details about IRS Free File, Free File Fillable Forms or finding a trusted tax professional. The Recovery Rebate Credit Worksheet in the 2021 Form 1040 and Form 1040-SR instructions can also help determine if you are eligible to claim the credit. The fastest way to get your tax refund is to file electronically and have it direct deposited, contactless and free, into your financial account. You can have your refund direct deposited into your bank account, prepaid debit card or mobile app and will need to provide routing and account numbers. Q D5. Where can I get help completing my 2021 tax return for the 2021 Recovery Rebate Credit if I can't do it myself? (added January 13, 2022) A5. If you are unable to or choose not to use the IRS Free File or Free File Fillable Forms to file your 2021 tax return – even if you don't usually file taxes - to claim the 2021 Recovery Rebate Credit, there are various types of tax return preparers, including certified public accountants, enrolled agents, attorneys and others who can assist you in filing your return. See Need someone to prepare your tax return? For information on how to choose the right preparer for you. Q D6. Where can I find the amount of my Third Economic Impact Payment? (updated on February 17, 2022) A6. To find the amount of your Economic Impact Payments, check: Your Online Account: This is an online IRS application that allows you to securely access your individual account information. The amount of your third Economic Impact Payment is shown on the Tax Records tab/page under the section "Economic Impact Payment Information." If you and your spouse received joint payments, each of you will need to sign into your own account to retrieve your separate amounts. IRS letters: We mailed Notice 1444-C that shows the third Economic Impact Payment to the address we have on file. If you received a joint payment with your spouse, the letter shows the total amount of payments. If you file separate 2021 tax returns, each of you must enter half of the amount of the payment. Letter 6475: Through March 2022, we'll send this letter confirming the total amount of the third Economic Impact Payment and any plus-up payments you received for tax year 2021. If you and your spouse received joint payments, each of you will receive your own letter showing half of the third payment. Each spouse may receive their letter at different times. If filing a joint return in 2021, include both amounts when calculating the 2021 Recovery Rebate Credit. If you file separate 2021 tax returns, each of you must enter your half of the payment amount, which is shown on your own Letter 6475, when calculating any 2021 Recovery Rebate Credit you may be eligible to claim on your own return. Your 2021 account transcript: You can request this online or by mail using Get Transcript. You may also call us at 800-908-9946 to have one sent by mail or you can submit Form 4506-T. If you received joint payments with your spouse, the transcript shows the total amount of each payment under the primary taxpayer. If you file separate 2021 tax returns, each of you must enter half of the amount of the payment. 2021 Recovery Rebate Credit Questions and Answers Topics Topic A: General Information Topic B: Claiming the Recovery Rebate Credit if you aren't required to file a 2021 tax return Topic C: Eligibility for claiming a Recovery Rebate Credit on a 2021 tax return Topic D: Claiming the 2021 Recovery Rebate Credit Topic E: Calculating the 2021 Recovery Rebate Credit Topic F: Receiving the Credit on a 2021 tax return Topic G: Finding the third Economic Impact Payment Amounts to calculate the 2021 Recovery Rebate Credit Topic H: Correcting issues after the 2021 tax return is filed Previous updates to FAQs Fact Sheet 2022-12 PDF, February 17, 2022 Fact Sheet 2022-09 PDF, February 8, 2022 Fact Sheet 2022-04 PDF, January 13, 2022