Frequently asked questions
Required minimum distributions
- Required Minimum Distribution Worksheets for IRAs
- Required minimum distributions (RMDs)
- FAQs regarding Required Minimum Distributions
- RMD comparison chart (IRAs vs. defined contribution plans)
- Chart of required minimum distributions for IRA beneficiaries
Forms
- Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. PDF
- Form 5305, Traditional Individual Retirement Trust Account PDF
- Form 5305-A, Traditional Individual Retirement Custodial Account PDF
- Form 5305-R, Roth Individual Retirement Trust Account PDF
- Form 5305-RA, Roth Individual Retirement Custodial Account PDF
- Form 5305-RB, Roth Individual Retirement Annuity Endorsement PDF
- Form 5329, Additional Taxes on Qualified Plans (Including IRAs) and other Tax-Favored Accounts PDF
- Form 5498, IRA Contribution Information PDF
- Form 8606, Nondeductible IRAs PDF (Instructions PDF)
- Form 8880, Credit for Qualified Retirement Savings Contributions PDF
Publications
- Publication 3, Armed Forces' Tax Guide
- Publication 17, Your Federal Income Tax
- Publication 554, Tax Guide for Seniors
- Publication 560, Retirement Plans for Small Business (SEP, SIMPLE and Qualified Plans)
- Publication 575, Pension and Annuity Income
- Publication 590-A, Contributions to Individual Retirement Arrangements (IRAs)
- Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs)
- Publication 939, General Rule for Pensions and Annuities
- Publication 3125 PDF, An Important Message for Taxpayers with IRAs - IRS Does Not Approve IRA Investments PDF
- Publication 4118, Lots of Benefits - Retirement Plans Life Cycle PDF
- Publication 4587, Payroll Deduction IRAs for Small Businesses PDF
For individuals
- Cost-of-living adjustment increases
Annual dollar limitations on benefits and contributions - Changes in your life may affect retirement planning
- How IRAs Help to Increase Your Retirement Savings video
Reasons for starting a retirement savings program
Department of Labor resources
- DOL’s Employee Benefits Security Administration Consumer Information on Retirement Plans
- Taking The Mystery Out Of Retirement Planning PDF
A guide to assist you in retirement planning - Top 10 Ways to Prepare for Retirement PDF
Helpful hints to assist in your preparation for retirement - Savings Fitness: A Guide to Your Money and Your Financial Future PDF
A guide to assist you in setting your financial and retirement goals - What You Should Know About Your Retirement Plan PDF
An overview of the information a plan is required to disclose to employees and participants
Other government resources
- Federal Deposit Insurance Corporation
- Social Security Administration
- Securities and Exchange Commission
Calculators for investors - usa.gov
Official information and services from the U.S. government - U.S. Financial Literacy and Education Commission
Providing financial education resources for all Americans