You may want to adjust your retirement planning when you:
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Experience a Severe Financial Hardship:
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Tax on early distributions - before you reach age 59½
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Hardship distributions - if your plan allows, the rules to follow
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Loans - if your plan allows, the rules to follow
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- Are reemployed after military service or maternity/paternity absence
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Are laid off, quit or terminate your employment
Or, when your employer:
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Merges with another company