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Retirement plans

 

Tax-advantaged retirement plans and Individual Retirement Arrangements (IRAs).

Recent developments

Changes to guidance, law and procedures that affect employee plans.

401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500

The IRS announced that the amount individuals can contribute to their 401(k) plans in 2026 has increased to $24,500, up from $23,500 for 2025.

The IRS also issued technical guidance regarding all cost‑of‑living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2026 in Notice 2025-67 PDF.

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Required minimum distribution (RMD)

Minimum amount you may need to annually withdraw from your retirement plan after age 72.

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IRAs

Find how to make tax-deferred investments for your retirement by contributing to traditional and Roth IRAs.

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Contribution limits

Find amounts you can contribute to your retirement plans and IRAs each year.

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Types of retirement plans

Explore options for retirement plans: