What this notice is about We received your payment plan proposal to pay the tax you owe; however, we need more information from you to establish an installment agreement. What you need to do Complete your payment plan application by taking one of the following actions by the date shown on your notice. Complete and submit Form 9465, Installment Agreement Request. You can mail us your completed Form 9465 to the address shown in the “Additional Information” section of your notice. Call us at the telephone number on your notice. Make sure to have your income and expense information available when you call. If you’re no longer interested in a payment plan, pay your balance in full to avoid paying more in penalties and interest. Frequently asked questions Is there a fee for setting up an installment agreement? (updated Sept. 11, 2024) If we approve your payment plan, we'll charge an initial setup fee. Learn more about payment plan costs and fees. What will happen if I don't have my income and expense information when I call you? (updated Sept. 11, 2024) We can't set up an installment agreement without the information and won’t wait on the line while you find your information. Be sure to have everything you need prior to calling. What happens if I don't respond to this notice or don't pay by the date shown on my notice? (updated Sept. 11, 2024) We may pursue enforced collection action to collect the amount due including the filing of a Notice of Federal Tax Lien, or garnishment of your wages or other income sources or bank accounts. A lien is a public notice to your creditors that the government has a right to your interests in your current assets and any assets you acquire after we file the lien. It can affect your ability to get credit. If the amount you owe includes a shared responsibility payment, the law prohibits us from using liens or levies to collect that portion of your liability. Questions about your LT24 notice? Chat with us now – we're available online: Monday-Friday: 8 a.m. – 10 p.m. Eastern time / 5 a.m. – 7 p.m. Pacific time Saturday-Sunday: Unavailable Chat Now Reference tools Publication 1, Your Rights as a Taxpayer Publication 594, The IRS Collection Process PDF Publication 1660, Collection Appeal Rights PDF Notice 746, Information About Your Notice, Penalty and Interest PDF Paying your taxes Full list of tax forms and instructions Need help? You can authorize someone to represent you before the IRS or inspect and/or receive confidential tax information. You may be eligible for free help from the Taxpayer Advocate Service (TAS). See if you qualify for help from a Low Income Taxpayer Clinic. You can request a copy of your notice or letter in Braille or large print. If you can’t find what you need online, call the telephone number on your notice or letter.